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Rodney Gardner, Solicitor with Higher Court Rights of Audience is available for legal advice in respect of high value claims (£1m+).

Rodney has been solely instrumental within the motor finance arena in establishing liability against consumer lenders, as primary wrongdoers, when making payment to the motor dealers of loan commissions, allowing the borrower to rescind (unwind) the loan agreement.

The Judgment was handed down on the 25th October 2024 (Johnson v. FirstRand Bank, Wrench v. FirstRand Bank, Hopcraft v. Close Brothers [2024] EWCA 1282)*, which in practical terms means that the borrower will obtain by way of compensation:-

• An account of secret commission plus interest;

• Repayment of all sums paid in respect of interest and charges and the lender only gets back the money that it originally lent.

This opens the door for not only claims in the motor finance sector, but also in other areas.

Private paying or cases eligible for funding, including ‘no win – no fee’ arrangements are all available. Rodney Gardner has unrivalled experience within consumer credit but is also well versed in contract disputes and commercial litigation generally.

Johnson v. FirstRand Bank, Wrench v. FirstRand Bank, Hopcraft v. Close Brothers [2024] EWCA 1282 Judgement, click below to access:

Access Judgement

Please click on the following link to hear Mr Gardner’s recent address at the National Claims Conference in Manchester, organised by Legal Futures, where he spoke inter alia about the consequences of the 25th October 2024 judgment:

   Hear all about it   
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Individuals and companies wishing for advice on pending or actual litigation within the commercial arena, please complete




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